Personal Umbrella
Our Primary Umbrella is designed for both the preferred and non-standard market. We provide limits up to $5,000,000
Coverages Considered
- For Florida domiciled risks, CPL homeowner liability attachment of $100,000 if Citizens Property Insurance Corporation, Universal Property & Casualty, American Traditions, Homeowner's Choice, Heritage Insurance Company, FedNat Insurance Company, Capital Preferred Insurance Company, Monarch National Insurance Company, Southern Oak Insurance Company, or Slide Insurance is the underlying CPL
- Monoline over other carriers with an AM Best or KBRA rating of B+ or better. Demotech rating of S is acceptable if AM Best/KBRA is not available.
- Young drivers in the household considered
- Motorcycles, jet skis, ATVs, mopeds, motor homes and golf carts considered
- Farm Exposure considered if noncommercial (Gentleman's Farm)
- Drivers over the age of 70 considered
- Poor Driving Records
- DUIs
- Identity Theft Option
Coverage Highlights
- Excess personal injury coverage
- Worldwide coverage
- No Self-Insured Retention
- $25,000 Excess Uninsured Motorists Liability Limit automatically included if any underlying limit is provided
See policy form for exact terms, definitions, conditions, limitation, and exclusions.