Who We Are

Coastal Insurance Underwriters (Coastal) is a program administrator specializing in designing, creating, and managing insurance products for a variety of business classes, including condominium associations, homeowner associations and golf and country clubs. Some of our “turn-key” solutions for our clientele include:

  • Web based program underwriting
  • Real time policy quotes and policy issuance
  • Highly customizable policy systems and automation
  • Automated accounting and financial reporting
  • Internal modeling and predictive analytics
  • Agency relations and management
  • Product marketing to retail agents
  • Coordination of claims handling

We enjoy delivering solutions for challenging and unique marketplaces, and leveraging use of automation to provide a simple solution for even the most complex insurance “opportunity.” We highly value our agents and strive to provide not only quality products, but provide a web based single entry platform automation as well as a skilled professional underwriting team.

We at Coastal continue to advance in automation to ensure that we stay on the cutting edge of changes necessary in this marketplace. And we continue to develop and launch new products, and expand into additional states. Coastal expanded its product offerings recently, to include personal casualty lines, brought to our agents through a separately branded website at www.ciusolutions.com

In 2012, Coastal was honored to receive the Target Markets Program Administrators Association (TMPAAA) Best Practice Designation. Members participating in this evaluation, have their program’s functionality extensively reviewed, and ultimately are recognized by program business professionals as a best in class operation. To date only the top 1% of program administrators have earned this prestigious certification.

We are proud to announce that we are an approved Lloyds Coverholder.

We will continue to strive to be a leader in providing highly specialized, and financially sound insurance products through automated and simple-to-use solutions.

Coastal Insurance Underwriters
816 A1A North, Ste. 206
Ponte Vedra Beach, FL 32082

Logo © Coastal Insurance Underwriters - In California: Norman-Spencer Insurance Agency, LLC License #0B64551 No claim to any government works or material copyrighted by third parties. Nothing on this website constitutes an offer, inducement, or contract of insurance. Financial strength and size ratings can change and should be reevaluated before coverage is bound. This material is intended for licensed insurance agency use only. This is not intended for business owner or insured use. If you are not a licensed agent please disregard this communication. Norman-Spencer Insurance Agency supports a diverse workforce and is an Equal Opportunity Employer who does not discriminate against individuals on the basis of race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Drug Free Workplace.