Privacy Policy

Coastal Insurance Underwriters, Inc, its related companies and websites on the World Wide Web (collectively referred to as "CIU" or "we") respect the privacy of the independent producers and their clients (collectively referred to as "clients," "you," or "your").

Our pledge to protect your privacy is reflected in this Privacy Policy which outlines our principles in collecting, using and safeguarding your personal information and information about your relationship with us. We do not disclose any personal information about current or former customers to anyone, except as permitted by law.

We only collect personal information about you when it is necessary to conduct the business of insurance. We limit the collection of personal information to what we reasonably believe is needed for your independent producer to administer your account.

Protecting your information online

Whether you are a current customer or just visiting our web site, we safeguard the information that you provide to us. We do not collect personal information from anyone who is visiting or browsing our web sites.

Access to pages with content specific to producers or customers is password-protected and requires pre-registration.

To protect the confidentiality of the information submitted we use secure socket layer (SSL) technology. SSL technology establishes a "secure" Internet session and encodes the data submitted to Coastal Insurance Underwriters web sites, ensuring that the information is accessible only to an authorized Coastal Insurance Underwriters independent producer and the client. To support SSL, clients will need a browser software product that supports a minimum of 128-bit encryption. The encryption is used to protect the privacy of your account information. You can determine whether or not a document is coming from a secure server by looking at the address of the web page being viewed. An "s" at the end of http indicates that you are attached to a secure server using SSL technology. Therefore, any web page beginning with https:/ is considered secure.

In addition, we use firewalls, encryption technology, and user authentication to control access to the personal information that may be shared over these sites.

Sharing/Disclosing of Personal Information

When possible, we advise our vendors and other nonaffiliated third parties to whom we legally provide your personal information in the course of conducting our insurance business, of our privacy policy. We make every effort to use vendors whose approach to customer privacy reflects our own.

CIU does not use private information submitted on the web sites for marketing purposes, nor do we share it with any third party for marketing purposes. Statistical information derived from the information submitted via the websites may be shared with third parties. However, such statistical information is not disclosed in a personally identifiable manner.

Our Use Of "Cookies"

We may place an electronic "cookie" in the browser files of a guest's computer. Cookies are pieces of information that a web site transfers to an individual's computer hard drive for record-keeping purposes. Cookies themselves do not enable us to access any personal information about our visitors; however, they do allow us to analyze guests' use of our sites. This analysis helps us better understand which areas of our sites are most useful so we can make improvements and updates accordingly. We do not use cookies to retrieve information from a visitor's computer that was not originally sent in a cookie.

Notification of Change

We reserve the right to make changes to this Privacy Statement. Changes may be made from time to time, which may be provided to you by any reasonable means including, but not limited to, posting the revised draft of the Statement on the Websites.

Children's Online Privacy Protection Rule ("COPPA")

CRC Group strictly follows the federal guidelines of the Children's Online Privacy Protection Act (COPPA), which gives parents control over what type of information is collected online about their children. We do not knowingly collect, maintain, or use personally identifiable information from children under age 13 on our websites. We are not responsible for the data collection and use practices of nonaffiliated third parties that are linked from our websites. Visit the Federal Trade Commission's COPPA Website for more information.

For state privacy law information, please see here.