Business Owners Program


Coverage Highlights


This product covers third-party claims arising from bodily injury, as well as the associated medical bills. It also covers liability claims linked to damage of a third party's property and more. Business Equipment covers all your customer's business furniture and equipment at up to five different office locations which includes accidental damage as standard. We also provide the following optional coverages: Office insurance, Hired or non-owned vehicle liability insurance, Electronic data loss upgrade, Commercial crime insurance upgrade.

Available in all states except: AK, AL, AR, DE, FL, HI, ID, IA, KS, KY, LA, ME, MS, MT, NE, ND, NH, NM, NV, OK, OR, RI, SC, SD, TN, UT, VA, VT, WA, WV, WY


Coverage Highlights


Universal North America BOP is now available for our CIU Solutions customers. We have fully automated this product for Real-Time rate indications and underwriting stops for your convenience.

This product is designed for small businesses and retail stores with hundreds of available classes.

All construction definitions are considered, including frame. Even age of the building is not required if you are writing contents only and the limit is $250,000 or less.


*Subject to policy terms, definitions, conditions, limitations and exclusions.